FSA & HSA Guides
Deadlines, rules, eligibility guides, and everything you need to know about making the most of your FSA and HSA benefits.
Are Blue Light Glasses FSA Eligible? (Only With This Catch)
Apr 2026Blue light glasses are FSA eligible only when they include vision correction (a prescription lens). Blue light blocking alone is dual-purpose and not eligible.
Are Compression Socks FSA Eligible? (It Depends on the mmHg Level)
Apr 2026Compression socks at 30-40 mmHg+ are always FSA eligible. 20-30 mmHg and below are dual-purpose and need a Letter of Medical Necessity. Here's how to check the level.
Are Electric Toothbrushes FSA Eligible? (No — Even If Your Dentist Recommends One)
Apr 2026Electric toothbrushes are not FSA eligible — oral hygiene is always classified as personal care under SIGIS. Here's what dental purchases actually qualify.
Are Vitamins FSA Eligible? (Mostly No — Here Are the 3 Exceptions)
Apr 2026Most vitamins and supplements are not FSA eligible. The three exceptions: prenatal vitamins, glucosamine/chondroitin, and bulk-forming fiber. Everything else needs a Letter of Medical Necessity.
Can I Buy Sunglasses With My FSA? (Only Prescription)
Apr 2026Prescription sunglasses are FSA eligible — including Ray-Ban, Oakley, Maui Jim, and any frame with prescription lenses. Non-prescription sunglasses are not eligible, even with UV protection.
FSA Eligible Items 2026: The Complete List
Apr 2026The 2026 FSA eligible items list — every SIGIS category, what's always eligible, what needs an LMN, and the surprising items most plans miss.
HSA Eligible Expenses 2026: What You Can Buy
Apr 2026What you can buy with an HSA in 2026: eligible expenses by category, the triple tax advantage, and why HSA dollars are best used as a long-term asset.
Are Fitness Trackers FSA Eligible? (Mostly No — Here's the Exception)
Apr 2026Most fitness trackers — Apple Watch, Fitbit, WHOOP — are not FSA eligible. Diagnostic devices that measure medical vital signs (Oura Ring with LMN, certain CGMs) can qualify.
Are Massage Guns FSA Eligible? (Therapeutic Yes, Relaxation No)
Apr 2026Therapeutic percussion massage guns are FSA eligible without a prescription. Generic relaxation massagers usually need a Letter of Medical Necessity. Here's how to tell the difference.
Is Melatonin FSA Eligible? (No — But Unisom Is)
Apr 2026Melatonin is not FSA eligible — it's classified as a dietary supplement. Unisom and other OTC sleep aids are FSA eligible because they're regulated as drugs, not supplements.