FSA & HSA Guides
Deadlines, rules, eligibility guides, and everything you need to know about making the most of your FSA and HSA benefits.
Is Sunscreen FSA Eligible? (Yes, If It Meets These Rules)
Apr 2026Yes — sunscreen is FSA and HSA eligible if it's SPF 15+ and broad spectrum. Tinted face sunscreens are eligible; tanning oils and SPF lip balms have caveats.
Is a Theragun FSA Eligible? (Yes — Here's Why)
Apr 2026Yes — Theraguns and other percussive therapy devices are FSA and HSA eligible as therapeutic massage devices. Generic relaxation massagers usually need a Letter of Medical Necessity.
Can I Use My FSA for Therapy? (2026 Guide)
Apr 2026Yes — therapy copays, teletherapy, and licensed mental health care are FSA eligible in 2026. Meditation apps, gym memberships, and life coaching are not.
FSA Grace Period 2026: Rules, Dates & How to Check
Apr 2026The 2026 FSA grace period gives you 2.5 extra months — through March 15, 2027 — to spend last year's funds. How to check, what qualifies, what to avoid.
FSA vs HSA in 2026: What's the Difference?
Apr 2026FSA vs HSA in 2026: contribution limits, rollover, portability, investments, and which one's better for whom. Side-by-side rules and a clear answer.
What Happens to Unused FSA Money in 2026?
Apr 2026Unused FSA money is forfeited back to your employer — about $4–5B a year nationally. Where it goes in 2026, what saves it, and how to spend down in time.
When Does My FSA Expire? 2026 Deadlines Explained
Apr 2026Most FSAs expire December 31, 2026 — but your plan may extend that with a 2.5-month grace period or up to $680 in carryover. Here's how to find out which one you have.