You have money left.
It expires December 31.
Enter your remaining balance. SpendDown matches it against 1,400+ IRS-eligible products and returns a ready-to-buy list in under four seconds.
| Avg. process time | 03:42 | min:sec |
| Median balance cleared | $312.40 | net |
| Catalog coverage | 1,428 | SKUs |
| Deadline (standard) | Dec 31 | 23:59 local |
What's actually eligible isn't what people think.
Most FSA holders under-spend because they don't know what qualifies. A sample of reimbursable categories, annotated.
Any SPF 15+ sunscreen counts — including the $42 EltaMD your dermatologist recommended. Stock up for the whole year.
Theragun, Hypervolt, and most percussive massagers qualify without a Letter of Medical Necessity. The $299 Prime is in.
FDA-cleared light therapy devices for acne are eligible. The Neutrogena and Omnilux masks both qualify.
Through Truemed's Letter of Medical Necessity flow, Peloton bikes and Guide qualify. 3-minute questionnaire.
Or browse by category.
Three lines.
Eleven minutes.
Check your plan portal or last paystub. A rough estimate is fine — we don't store it.
The engine returns a ranked list matched to your budget. Essentials first, one discovery item, nothing over.
One-click through to Amazon, FSA Store, or direct brand checkout. We never touch your card.
Built for the $340-on-Dec-18th moment.
"I had $340 left on December 18th. Entered it, got a bundle, checked out in 12 minutes. Done."
"Didn't know my wife's breast pump accessories counted. Saved me from forfeiting $600."
"I work in healthcare and I still didn't know sunscreen was eligible. Bought a year's supply."
Settlement ends Dec 31 · 23:59.
Standard FSA plans forfeit unspent balances at midnight December 31. Grace-period plans extend to March 15. Carryover plans permit up to $640.
No spam. No data sold. One-click unsubscribe. Stored on a non-retention basis.
the author