Is the COOLA Organic Sunscreen SPF 50 Sunblock Spray FSA‑eligible?
Eligibility verdict
Yes — eligible.
This product is eligible for purchase with FSA, HSA, HRA, or Limited-Purpose FSA funds — no prescription, doctor's note, or pre-approval required. Use any FSA/HSA debit card at checkout.
§02 / Why is this eligible
The receipts.
IRS Reference
IRS Pub 502 — Medicines (Includible)
26 U.S.C. §213(d)
SIGIS Category
Sun Protection (SPF 15 & above and Broad Spectrum)
SIGIS criteria: eligible_devices — Sun Protection (SPF 15 & above and Broad Spectrum)
Source confidence
Medium
Confirmed by 2 sources
§03 / Eligibility rules
What the
fine print says.
- 01 Must be SPF 15 and above (15+)
- 02 Must be Broad Spectrum (UVA and UVB protection)
- 03 Primary use must be for protection against skin cancer
- 04 Products that are primarily moisturizers/cosmetic with a sunscreen are dual-purpose
§04 / Where to buy
Compare prices.
Retailer Price FSA card OK
† Important Some plans require receipt verification even for SIGIS auto-eligible items. Save your receipt.
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